FAQ Page

What are the joining/annual fees of this card?

Joining/Renewal fee of INR 500 + GST is chargeable for this card. It will be waived-off from the second year if you spends more than INR 2 lakhs in a year. For detailed all fees and charges, please refer MITC on HDFC Bank website.

Where will the cashback from Swiggy HDFC Bank credit card be available?

The cashback earned will be credited to Swiggy Money and can be accessed under 'My Accounts' on the Swiggy App.

Where all can I use this cashback?

The cashback can be used to pay for your various food, grocery & genie orders on Swiggy. You can see your Swiggy money balance automatically while paying for an order or by visiting the Swiggy money page of Swiggy app

What categories of Swiggy will I get the 10% cashback on?

You will get 10% cashback on these offerings by Swiggy: Food, Instamart, Dineout, Maxx & Genie. The latest list of categories that the card supports cashback for will be updated here by Swiggy.No min order value is needed to be eligible to get cashbacks with this card.

What type of online spends will I get 5% cashback on?

You will get 5% cashback on spends on the following: (i) E-commerce (ii) Electronics (iii) Entertainment (iv) Hobbies (v) Local cabs (vi) Department stores (vii) Home decor (viii) Medical (ix) Personal care (x) Discount stores. You can reach out to HDFC Bank at 1860 202 6161 for the most up to date list of exclusions.

What type of online spends will I get 5% cashback on?

Swiggy HDFC Bank Credit CardFrequently Asked Questions

Swiggy HDFC Bank Credit Card
Frequently Asked Questions